How Much Home Can You Actually Afford? Breaking Down Your Wisconsin Pre-Approval Number

There's a real difference between what you're approved for and what you'll actually feel comfortable paying every month. In this video, Brandon Carus, mortgage loan officer with Cream City Mortgage (CCM), breaks down the two ceilings that determine your pre-approval amount, why a bigger down payment often moves your monthly payment less than you'd think, and why the same $400,000 home can have a very different payment depending on whether you're buying in Waukesha County or Milwaukee County. Brandon also tackles a question he hears constantly: should I pause my home search when interest rates tick up? Spoiler, probably not, and he explains exactly why. Want to know your specific number instead of an arbitrary one? Reach out to Brandon directly, he'd love to run it for you.

Reach out to Brandon directly

Have a question about your specific situation? Let's talk through it.