Myth: "Rates Are Too High, I'll Just Wait." Here's Why That's Costing You

Waiting for rates to drop feels like the safe move, but is it actually? In this video, Brandon Carus, mortgage loan officer with Cream City Mortgage (CCM), breaks down why today's rates only look high because of recency bias, why timing the bottom of the rate market is nearly impossible even for experts, and what actually happens to competition and home prices once rates do fall. Brandon also reframes a common piece of advice: you can always refinance to a lower rate later, but you can't go back in time and buy today's home at today's price. Wondering what waiting is actually costing you versus buying now? Reach out to Brandon directly, no pressure, just real numbers.

Reach out to Brandon directly

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