What Credit Score Do You Actually Need to Buy a Home in the Milwaukee Area?

The honest answer is: it depends, and not in the way most people assume. In this video, Brandon Carus, mortgage loan officer with Cream City Mortgage (CCM), breaks down the credit score minimums for FHA loans, why conventional loans don't have a hard credit floor, and why two buyers with completely different credit scores can both qualify, or both get denied, depending on the rest of their financial picture. Brandon's biggest piece of advice: don't self-diagnose based on your credit score alone. A full application review with a loan officer tells a much more complete story. Not sure where you stand? Reach out to Brandon directly for a real review, not a guess.

Reach out to Brandon directly

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